The Importance of Knowing Your Correct Tax Filing Status
By Charlestien Harris Tax season can sometimes be one that most people do not look forward to! I think mainly because it can be time-consuming and confusing, and a lot of people are not good with numbers or keeping organized records during the year. But, one thing is...Heart to Heart: Being Smart With Your Heart and Your Money
By: Charlestien Harris February is known as the month for matters of the heart. When you think about it, your heart is an organ that keeps you alive and is the very life-sustaining organ that pumps the blood necessary to keep your body functioning properly. Your heart...Is My Social Security Taxable?
By: Charlestien Harris During tax season is when I get the most questions about what income is taxable or nontaxable. One of the biggest concerns I get from my audience is: Why is my Social Security income taxable?The common myth about Social Security income is that...Money Moves to Make During a Recession
By: Charlestien Harris The state of the economy has been a “hot” topic as of late and financial experts have long been talking about a possible recession. Questions you might be asking are: What is a recession and how could it affect me? And, how can I protect myself...
Southern Bancorp to Host MLK Event at Philander Smith College
Nationally recognized speaker, BerThaddaeus Bailey, will perform a reenactment ofDr. King’s “I Have A Dream” speech On Friday, January 13th, Southern Bancorp will host “Dreams & Opportunities,” an event celebrating the legacy and impact of Dr. Martin Luther King...
6 Financial Tips to Survive a Recession
By: Charlestien Harris Maintaining your finances can be overwhelming and stressful even when the economy is in favorable condition. Everyday expenses, work, and family obligations can demand our immediate attention, but it is just as important to also spend time on a...
How to Create a Spending Plan for College
By: Charlestien Harris So, you have graduated from high school. Congratulations! Many of you are now college bound, which means leaving the family nest for the first time and becoming responsible for your financial well-being. College means paying for tuition and...
How Credit Utilization Affects Your Credit Score
If you’ve been reading my column for any time now, you know how important your credit score can be. You also might know that there are several factors that affect how your score is formulated. Today, we’re going to talk about one of them – credit utilization – and...