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How Late Payments Affect Your Credit Score

How Late Payments Affect Your Credit Score

By: Charlestien Harris August 14th is celebrated as National Financial Awareness Day. Although that day has passed, I want to ensure that my articles provide essential information to enhance the financial capabilities of my readers. Often, I hear people ask, “Why is...
How Credit Utilization Affects Your Credit Score

Paying Down Debt and Raising Your Credit Score

By Charlestien Harris As an accredited financial counselor, I’m often asked questions like “How long will it take for my credit score to increase when I make a payment on my accounts?” or “When will I see an increase in my score?”.  The answer I most often reply...