How Late Payments Affect Your Credit Score
By: Charlestien Harris August 14th is celebrated as National Financial Awareness Day. Although that day has passed, I want to ensure that my articles provide essential information to enhance the financial capabilities of my readers. Often, I hear people ask, “Why is...
Give Yourself a Mid-Year Credit Report Review
By Charlestien Harris It’s the middle of the year, which means it’s time to pull your credit report! As a financial counselor, I often advise my clients to regularly review their credit reports to ensure the accuracy of the information and identify any...
How Credit Utilization Affects Your Credit Score
If you’ve been reading my column for any time now, you know how important your credit score can be. You also might know that there are several factors that affect how your score is formulated. Today, we’re going to talk about one of them – credit utilization – and...
