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Personal Checking

Southern Club Checking

An account that insures your future.

Sign In to Southern Club Checking

Why Choose This Account

A premium checking account with built-in benefits including AD&D insurance, identity theft protection, free checks, and much more.

  • AD&D insurance ($10K-$20K)
  • Identity theft protection
  • Free checks
  • Discount prescription card
  • Roadside assistance
  • Travel assistance
  • Online & Mobile Banking
  • Free eStatements

Account Details

Minimum Opening Deposit $100
Monthly Fee $10-$12/month (based on club level, not waivable)
Interest Bearing Yes
APY / Rate Info Interest earned on balances of $600 and above
Check Images Included
Free Checks Yes - 2 boxes per year
Free ATM Yes (limits apply)
Bill Pay Free

Additional Details

ULTIMATE ID Program

3-Bureau Daily Credit Monitoring, Instant Alerts, Score Tracker, Dark Web Monitoring, Credential Vault, 3G Fully Managed Recovery

Concierge Travel Suite

Guaranteed Lowest Pricing & 3%-5% Cash Back

TicketXpress Entertainment Suite

Cellular Care Coverage

up to $600

Consumer Protection Services

90-Day Purchase Protection, Extended Warranty, Vehicle Safety Information, SimpliSafe discounts

Restaurant & Merchant Discounts

SavingsXpress

500,000+ offers

Gas & Grocery Savings

Health & Wellness

24/7 Telemedicine, Discounted Hearing/Pharmacy/Vision/Dental

Family Benefits

Roadside Service, Pet Insurance, Student Grant Locator, etc.

Cash Back Rewards

50% via Rakuten

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