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Personal Savings

School Savings

Easy as 1-2-3.

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Why Choose This Account

A program where participating Southern Bancorp branches collaborate with local elementary schools and the Save America program to allow students to save money. Bank representatives visit schools weekly on "Bank Day" to collect deposits from students.

  • No service charge
  • Interest-bearing account
  • 6 free withdrawals per statement cycle
  • Available in select markets

Account Details

Minimum Opening Deposit $0
Monthly Fee None
Interest Bearing Yes
Withdrawal Limit 6 free per cycle; $3 each after 6

Fees & Requirements

Requirements

  1. 1 Must be a student at a participating school
  2. 2 An adult must be associated with the account to open it
  3. 3 Available in select markets

Fees

Fee Amount Details
Excess Withdrawal $3.00 Per withdrawal after 6 per statement cycle

Additional Details

Enrollment

Parents or guardians must enroll their student into the program either at a participating bank branch or during a school event (parent-teacher conference, orientation, etc.). Students can make their first deposit on Bank Day at school. Visit SchoolSavings.com for more information.

Account Notes

Once the minor is 18, the adult must close the account. The 18-year-old can then open a Regular Savings account. There is no automatic conversion to a Regular Savings account.

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