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Personal Checking

Opportunity Card

The safe, easy, and smart way to manage your money.

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Why Choose This Account

A prepaid card account with no overdraft or NSF fees. A safe and easy way to manage your money.

  • No overdraft fees
  • No NSF fees
  • Free direct deposit
  • Mobile check deposit ($0.50/deposit)
  • Free online banking
  • Cash access at ATMs
  • Bill pay available

Account Details

Minimum Opening Deposit $0
Monthly Fee $5/month ($7 with paper statements)
Interest Bearing No
Free Checks Not allowed unless by special request
Free ATM $2.50 or less for out-of-network use
Bill Pay Free
Customer Qualifications New customers with previous negative banking/account history; may request traditional checking after 6 months positive activity (manager approval required)

Fees

Fee Amount Details
Mobile Deposit $0.50/deposit Limit 3 per day
Out-of-Network ATM $2.50 or less

Additional Details

Account Restrictions

No overdraft protection allowed; No NSF fees; E-statement enrollment required; $0.50 per mobile deposit (limit 3/day)

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