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Warren Jennings Jr.

Division President

With 35 years of banking experience, Warren specializes in agricultural and consumer lending, helping clients secure financing for farming operations, property purchases, and personal needs. Outside of work, he enjoys spending time outdoors.

Warren Jennings Jr. specializes in

Consumer Lending

Consumer Lending

Whether you're consolidating debt, covering unexpected expenses, or making a major purchase, our personal loan options offer flexible terms, competitive rates, and a simple approval process. At Southern Bancorp, we're committed to helping you take control of your finances and move forward with confidence.

  • Mortgage
  • Auto
  • Boat
  • ATV/RV
  • Personal
Agricultural Loans

Agricultural Loans

Whether you're expanding your operation, purchasing equipment, or managing seasonal costs, our flexible financing options are designed to support your growth year-round. With deep roots in rural America, Southern Bancorp is committed to helping those who feed and fuel our nation thrive.

  • Poultry Specialists
  • Production Expenses
  • Vehicle & Machinery Financing
  • Purchase or Refinance Property