Division President
With 25 years of banking experience, Vernon brings deep industry knowledge and a practical approach to commercial lending. He specializes in agricultural production loans, equipment financing, and land loans, helping farmers and business owners secure the capital they need to grow and invest with confidence.
With competitive rates, customizable terms, and dedicated support, we make it easier for entrepreneurs and business owners to access the capital they need. Whether you're purchasing property, upgrading equipment, or launching a new venture, Southern Bancorp is here to back your business every step of the way.
Whether you're expanding your operation, purchasing equipment, or managing seasonal costs, our flexible financing options are designed to support your growth year-round. With deep roots in rural America, Southern Bancorp is committed to helping those who feed and fuel our nation thrive.