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Shari Echols

City President

Location Arkadelphia
NMLS NMLS 1808512

With 27 years of banking experience, Shari specializes in consumer and commercial lending, including commercial real estate, equipment financing, lines of credit, residential real estate, and recreational and auto loans. She is married and a proud mom of all girls. Her greatest accomplishment is her family. Shari enjoys tackling home renovation projects, running daily with her youngest daughter, and visiting Fayetteville to spend time with her college student. She also loves time with her dogs, Bailey and Rylee, and their granddog, Mylo—especially long walks and frisbee sessions.

Shari Echols specializes in

Consumer Lending

Consumer Lending

Whether you're consolidating debt, covering unexpected expenses, or making a major purchase, our personal loan options offer flexible terms, competitive rates, and a simple approval process. At Southern Bancorp, we're committed to helping you take control of your finances and move forward with confidence.

  • Mortgage
  • Auto
  • Boat
  • ATV/RV
  • Personal
Commercial Loans

Commercial Loans

With competitive rates, customizable terms, and dedicated support, we make it easier for entrepreneurs and business owners to access the capital they need. Whether you're purchasing property, upgrading equipment, or launching a new venture, Southern Bancorp is here to back your business every step of the way.

  • Lines of Credit
  • Construction
  • Commercial Real Estate
  • Equipment and Vehicle Financing