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Justin Theunissen

Commercial Loan Officer

Location Greenville
NMLS NMLS 1210558

With 10 years of experience in banking, Justin brings a well-rounded approach to lending, specializing in consumer lending, commercial loans, SBA loans, and agricultural financing. His diverse expertise allows him to tailor financial solutions that meet the unique needs of each client. Justin is an active member of the Leland Chamber of Commerce, reflecting his commitment to supporting local businesses and community development. Outside of work, he enjoys golf and duck hunting, and values time spent with his two nieces and one nephew.

Justin Theunissen specializes in

Consumer Lending

Consumer Lending

Whether you're consolidating debt, covering unexpected expenses, or making a major purchase, our personal loan options offer flexible terms, competitive rates, and a simple approval process. At Southern Bancorp, we're committed to helping you take control of your finances and move forward with confidence.

  • Mortgage
  • Auto
  • Boat
  • ATV/RV
  • Personal
Commercial Loans

Commercial Loans

With competitive rates, customizable terms, and dedicated support, we make it easier for entrepreneurs and business owners to access the capital they need. Whether you're purchasing property, upgrading equipment, or launching a new venture, Southern Bancorp is here to back your business every step of the way.

  • Lines of Credit
  • Construction
  • Commercial Real Estate
  • Equipment and Vehicle Financing
SBA Loans

Small Business (SBA) Loans

With lower down payments, longer repayment terms, and government-backed support, Southern Bancorp helps entrepreneurs access the capital they need—whether it's for working capital, equipment, or real estate. We're proud to partner with those building stronger communities through small business success.

  • SBA-Preferred Lender
  • Award-Winning SBA Team
Agricultural Loans

Agricultural Loans

Whether you're expanding your operation, purchasing equipment, or managing seasonal costs, our flexible financing options are designed to support your growth year-round. With deep roots in rural America, Southern Bancorp is committed to helping those who feed and fuel our nation thrive.

  • Poultry Specialists
  • Production Expenses
  • Vehicle & Machinery Financing
  • Purchase or Refinance Property