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Gary Oltmann
Market President
With 40 years of banking experience, Gary specializes in agricultural, consumer, and commercial lending, helping customers secure financing for everything from farming operations to personal and business needs. Outside of work, Gary enjoys spending time outdoors, especially hunting. If you're looking for a lender, Gary is ready to help!
Gary Oltmann specializes in
Consumer Lending
Whether you're consolidating debt, covering unexpected expenses, or making a major purchase, our personal loan options offer flexible terms, competitive rates, and a simple approval process. At Southern Bancorp, we're committed to helping you take control of your finances and move forward with confidence.
- Mortgage
- Auto
- Boat
- ATV/RV
- Personal
Commercial Loans
With competitive rates, customizable terms, and dedicated support, we make it easier for entrepreneurs and business owners to access the capital they need. Whether you're purchasing property, upgrading equipment, or launching a new venture, Southern Bancorp is here to back your business every step of the way.
- Lines of Credit
- Construction
- Commercial Real Estate
- Equipment and Vehicle Financing
Agricultural Loans
Whether you're expanding your operation, purchasing equipment, or managing seasonal costs, our flexible financing options are designed to support your growth year-round. With deep roots in rural America, Southern Bancorp is committed to helping those who feed and fuel our nation thrive.
- Poultry Specialists
- Production Expenses
- Vehicle & Machinery Financing
- Purchase or Refinance Property