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Connie Timmons
SVP, Commercial Loan Officer
Connie brings 36 years of banking experience, offering deep expertise in consumer lending, commercial loans, SBA loans, and agricultural financing. Known for her versatility, Connie makes all types of loans, providing personalized solutions to meet a wide range of customer needs. Customers also know Connie as an avid hunter. Looking for a lender? Reach out to Connie today.
Connie Timmons specializes in
Consumer Lending
Whether you're consolidating debt, covering unexpected expenses, or making a major purchase, our personal loan options offer flexible terms, competitive rates, and a simple approval process. At Southern Bancorp, we're committed to helping you take control of your finances and move forward with confidence.
- Mortgage
- Auto
- Boat
- ATV/RV
- Personal
Commercial Loans
With competitive rates, customizable terms, and dedicated support, we make it easier for entrepreneurs and business owners to access the capital they need. Whether you're purchasing property, upgrading equipment, or launching a new venture, Southern Bancorp is here to back your business every step of the way.
- Lines of Credit
- Construction
- Commercial Real Estate
- Equipment and Vehicle Financing
Small Business (SBA) Loans
With lower down payments, longer repayment terms, and government-backed support, Southern Bancorp helps entrepreneurs access the capital they need—whether it's for working capital, equipment, or real estate. We're proud to partner with those building stronger communities through small business success.
- SBA-Preferred Lender
- Award-Winning SBA Team
Agricultural Loans
Whether you're expanding your operation, purchasing equipment, or managing seasonal costs, our flexible financing options are designed to support your growth year-round. With deep roots in rural America, Southern Bancorp is committed to helping those who feed and fuel our nation thrive.
- Poultry Specialists
- Production Expenses
- Vehicle & Machinery Financing
- Purchase or Refinance Property