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Abby Hardy

Consumer Loan Officer

Location West Helena
NMLS NMLS 1878259

With 11 years of banking experience, Abby began her career in consumer lending and now focuses primarily on agriculture, equipment, and commercial loans. She holds an Associate Degree in Business Administration and is a 2024 graduate of the Mississippi School of Banking at Ole Miss. Abby enjoys spending time with her husband and their two young boys, whether it's camping, attending sporting events, or enjoying ice cream and movie nights. She is actively involved in her church through family and children's ministries and serves on the school board at her children's school. Abby also teaches Reformed Pilates at a local fitness studio. Looking for a lender? Call Abby today!

Abby Hardy specializes in

Consumer Lending

Consumer Lending

Whether you're consolidating debt, covering unexpected expenses, or making a major purchase, our personal loan options offer flexible terms, competitive rates, and a simple approval process. At Southern Bancorp, we're committed to helping you take control of your finances and move forward with confidence.

  • Mortgage
  • Auto
  • Boat
  • ATV/RV
  • Personal
Commercial Loans

Commercial Loans

With competitive rates, customizable terms, and dedicated support, we make it easier for entrepreneurs and business owners to access the capital they need. Whether you're purchasing property, upgrading equipment, or launching a new venture, Southern Bancorp is here to back your business every step of the way.

  • Lines of Credit
  • Construction
  • Commercial Real Estate
  • Equipment and Vehicle Financing
Agricultural Loans

Agricultural Loans

Whether you're expanding your operation, purchasing equipment, or managing seasonal costs, our flexible financing options are designed to support your growth year-round. With deep roots in rural America, Southern Bancorp is committed to helping those who feed and fuel our nation thrive.

  • Poultry Specialists
  • Production Expenses
  • Vehicle & Machinery Financing
  • Purchase or Refinance Property