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Having a strong, basic understanding of your finances is empowering and can put you on the path to financial freedom. Southern Bancorp’s financial counselors and available resources are great first steps.
Having a strong, basic understanding of your finances is empowering and can put you on the path to financial freedom. Southern Bancorp’s financial counselors and available resources are great first steps.
If you prefer to learn on your own, we have a variety of free materials ready to download on our Opportunity Center page, as well as a weekly blog series that covers everything from reducing debt to estate planning to homeownership.

Looking for something more in-depth?

We offer: 

  • Financial Education
  • One-on-ones
  • Workshops
  • Courses
  • Outreach
  • Partnership
Contact us today to find out what we can do for you.

Financial Wellness Tips

Financial Wellness Tips

March Money Madness The New Tax Brackets for 2026

March Money Madness: The New Tax Brackets for 2026

By Charlestien Harris, Retired Financial Coach at Southern Bancorp March Madness is in full swing, and almost everyone is glued to their TV set! What an exciting time, especially if your team is still in the game and advancing within the bracket they were chosen for,…

The History of Women and Money

7 Women in Finance You Should Know

By Charlestien Harris, Retired Financial Coach at Southern Bancorp March has been designated as Women’s History Month, and I could not let this month pass without recognizing the impactful contributions women have made to the financial world. Traditionally, men have…

March Money Madness Avoiding Money Traps

March Money Madness: Avoiding Money Traps

By Charlestien Harris, Retired Financial Coach at Southern Bancorp In basketball, there is a defensive move commonly known as “the trap.” It involves an aggressive tactic where two defenders target the ball handler to force turnovers, typically near the sidelines,…

March Madness: Avoiding a Mad Dash for Cash

March Madness: Avoiding a Mad Dash for Cash

By Charlestien Harris, Retired Financial Coach at Southern Bancorp Well, it’s that time of year again! If you are a basketball or sports fan, you know exactly what I’m talking about – it’s March Madness season! This is the time of year that college teams prepare for…

Reflecting On Your Money Relationship

Reflecting On Your Money Relationship

By Charlestien Harris, Retired Financial Coach at Southern Bancorp Throughout the month of February, we have been talking about how we, as consumers, manage our relationship with money. Reflecting on that relationship involves aligning our core spending values with…

How to Survive a Financial Breakup

How to Survive a Financial Breakup

By Charlestien Harris, Retired Financial Coach at Southern Bancorp   I know this month is known as the “love” month, but if we are being realistic, breakups happen during this month as well. Breakups are sometimes easy, but other times they can be very difficult and…

10 Ways to Love Your Mate and Your Money

10 Ways to Love Your Mate and Your Money

By Charlestien Harris, Retired Financial Coach at Southern Bancorp According to the lyrics of a popular song, love is a many-splendored thing! Being in love is wonderful when it’s with the right person, and when your finances are thoughtfully considered in the…

Feeling Financial Emotions in February

Feeling Financial Emotions in February

By Charlestien Harris, Retired Financial Coach at Southern Bancorp February is commonly known as the month of love. It is a time for reflection on our relationships with family, friends, foes, and sometimes finances. I want to focus on the relationship between you and…

Avoiding Red Flags and Common Tax Mistakes

Avoiding Red Flags and Common Tax Mistakes

By Charlestien Harris, Retired Financial Coach at Southern Bancorp Usually, the IRS begins accepting 2025 tax returns by the end of January for the new tax season. Most employers should have mailed the necessary tax documents by January 31, allowing most filers to…