{"id":27843,"date":"2024-03-29T12:20:33","date_gmt":"2024-03-29T17:20:33","guid":{"rendered":"https:\/\/staging.banksouthern.com\/?p=27843"},"modified":"2025-12-29T10:49:40","modified_gmt":"2025-12-29T16:49:40","slug":"ventajas-e-inconvenientes-de-solicitar-una-prorroga-fiscal","status":"publish","type":"post","link":"https:\/\/staging.banksouthern.com\/es\/the-pros-and-cons-of-filing-a-tax-extension\/","title":{"rendered":"Ventajas e inconvenientes de solicitar una pr\u00f3rroga fiscal"},"content":{"rendered":"<div class=\"et_pb_section_0 et_pb_section et_section_regular et_block_section\"><div class=\"et_pb_row_0 et_pb_row et_block_row\"><div class=\"et_pb_column_0 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\"><div class=\"et_pb_text_0 et_pb_text et_pb_bg_layout_light et_pb_module et_block_module\"><div class=\"et_pb_text_inner\"><p>Por Charlestien Harris<\/p>\n<p>We are nearing the tax deadline of April 15! Some of you have already filed and received your refund, while others have delayed filing, perhaps because you anticipate owing taxes to the IRS. You are not alone. According to a polling survey conducted by CivicScience, approximately 43 percent of Americans expect to owe the IRS this year. One main reason for owing taxes is not having enough deducted throughout the year to cover your tax bill for taxable income. One solution is to complete a new W-4 form to adjust the amount deducted to cover your tax responsibility. This form can be obtained from your employer's human resources office.<\/p>\n<p>Sin embargo, para quienes han esperado hasta el \u00faltimo momento para presentar su declaraci\u00f3n de la renta, solicitar una pr\u00f3rroga tiene sus pros y sus contras. Explor\u00e9moslos.<\/p>\n<p><strong>Pros<\/strong>:<\/p>\n<ol>\n<li><strong>Un contribuyente que necesite m\u00e1s tiempo para presentar los impuestos puede solicitar f\u00e1cilmente una pr\u00f3rroga de la declaraci\u00f3n de la renta, que le proporcionar\u00e1 seis meses adicionales para presentar la declaraci\u00f3n.<\/strong> Sin embargo, Hacienda sigue esperando el pago puntual.<\/li>\n<li><strong>El formulario 4868 del IRS es la solicitud de pr\u00f3rroga autom\u00e1tica para presentar la declaraci\u00f3n del impuesto sobre la renta de las personas f\u00edsicas en Estados Unidos.<\/strong> Este formulario puede descargarse e imprimirse directamente desde el sitio web del IRS (<a href=\"http:\/\/www.irs.gov\/\">www.irs.gov<\/a>) and must be mailed to the IRS by April 15. This extends the filing deadline to October 15, 2024, but the extension form must be filed before the current year's tax filing due date.<\/li>\n<li><strong>La presentaci\u00f3n de una pr\u00f3rroga da tiempo para reunir toda la informaci\u00f3n necesaria.<\/strong> Si le faltan recibos o espera su W-2, la pr\u00f3rroga le concede tiempo para obtener estos documentos.<\/li>\n<li><strong>Presentar la declaraci\u00f3n de la renta antes del 15 de octubre tras solicitar una pr\u00f3rroga puede evitar la multa por presentaci\u00f3n tard\u00eda<\/strong>que es el 5% de los impuestos impagados por mes despu\u00e9s de la fecha de vencimiento.<\/li>\n<\/ol>\n<p><strong>Contras<\/strong>:<\/p>\n<ol>\n<li><strong>El pago vence el 15 de abril, incluso con pr\u00f3rroga.<\/strong> If you owe the IRS but can't pay immediately, filing an extension doesn't grant extra time for payment and may result in penalties and interest.<\/li>\n<li><strong>La dilaci\u00f3n complica el archivo<\/strong>. Las herramientas de organizaci\u00f3n, como el software fiscal y las listas de comprobaci\u00f3n, son \u00fatiles para presentar la declaraci\u00f3n de la renta sin estr\u00e9s.<\/li>\n<li><strong>Ampliar el plazo retrasa la posible devoluci\u00f3n del dinero<\/strong> <strong>hasta despu\u00e9s de presentar su declaraci\u00f3n de la renta.<\/strong><\/li>\n<li><strong>Los errores en la solicitud de pr\u00f3rroga, como faltas de ortograf\u00eda o informaci\u00f3n obsoleta, pueden provocar el rechazo por parte de Hacienda.<\/strong><\/li>\n<\/ol>\n<p>La presentaci\u00f3n de una pr\u00f3rroga s\u00f3lo ampl\u00eda el tiempo para presentar la declaraci\u00f3n, no el tiempo para pagar los impuestos. No pagar los impuestos adeudados puede dar lugar a sanciones del IRS, por lo que es crucial presentar la declaraci\u00f3n con precisi\u00f3n y a tiempo, seg\u00fan sus posibilidades.<\/p>\n<p>Para m\u00e1s informaci\u00f3n sobre este y otros temas financieros, visite nuestro blog en\u00a0<a href=\"https:\/\/staging.banksouthern.com\/es\/blog\/\">banksouthern.com\/blog<\/a>env\u00edeme un correo electr\u00f3nico a\u00a0<a href=\"mailto:Charlestien.Harris@banksouthern.com\">Charlestien.Harris@banksouthern.com<\/a>o ll\u00e1mame al 662-624-5776.<\/p>\n<p>Hasta la semana que viene: \u00a1mant\u00e9ngase en forma desde el punto de vista financiero!<\/p>\n<\/div><\/div><\/div><\/div><\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":10237,"featured_media":27844,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[27,172],"tags":[211,329,226,171],"class_list":["post-27843","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog","category-financial-fitness","tag-financial-fitness","tag-tax-extension","tag-tax-season","tag-wealth-building"],"acf":[],"_links":{"self":[{"href":"https:\/\/staging.banksouthern.com\/es\/wp-json\/wp\/v2\/posts\/27843","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/staging.banksouthern.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/staging.banksouthern.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/staging.banksouthern.com\/es\/wp-json\/wp\/v2\/users\/10237"}],"replies":[{"embeddable":true,"href":"https:\/\/staging.banksouthern.com\/es\/wp-json\/wp\/v2\/comments?post=27843"}],"version-history":[{"count":4,"href":"https:\/\/staging.banksouthern.com\/es\/wp-json\/wp\/v2\/posts\/27843\/revisions"}],"predecessor-version":[{"id":36491,"href":"https:\/\/staging.banksouthern.com\/es\/wp-json\/wp\/v2\/posts\/27843\/revisions\/36491"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/staging.banksouthern.com\/es\/wp-json\/wp\/v2\/media\/27844"}],"wp:attachment":[{"href":"https:\/\/staging.banksouthern.com\/es\/wp-json\/wp\/v2\/media?parent=27843"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/staging.banksouthern.com\/es\/wp-json\/wp\/v2\/categories?post=27843"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/staging.banksouthern.com\/es\/wp-json\/wp\/v2\/tags?post=27843"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}