{"id":24873,"date":"2023-02-24T08:31:31","date_gmt":"2023-02-24T14:31:31","guid":{"rendered":"https:\/\/testbanksouthern-ada.aceone.io\/?p=24873"},"modified":"2023-02-24T08:31:32","modified_gmt":"2023-02-24T14:31:32","slug":"la-importancia-de-conocer-su-situacion-fiscal","status":"publish","type":"post","link":"https:\/\/staging.banksouthern.com\/es\/the-importance-of-knowing-your-correct-tax-filing-status\/","title":{"rendered":"<strong>La importancia de conocer su situaci\u00f3n fiscal correcta<\/strong>"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Por Charlestien Harris<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">La temporada de impuestos a veces puede ser una que la mayor\u00eda de la gente no espera con impaciencia. Creo que principalmente porque puede llevar mucho tiempo y ser confusa, y a mucha gente no se le dan bien los n\u00fameros o llevar registros organizados durante el a\u00f1o. Pero una cosa es segura: es muy importante que el contribuyente conozca su declaraci\u00f3n de la renta correcta. <strong>estado civil<\/strong>. A taxpayer's filing status defines the type of tax return form they should use when filing their taxes, and can affect the amount of tax they owe. It may even determine if they have to file a tax return at all.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">What determines your filing status is a question I\u2019m often asked, so I decided to write an article to explain the importance of filing the right status. Your filing status will usually be determined by whether you are married or unmarried, and typically your marital status on the last day of the tax year determines your status for the whole year. (If your spouse passed away during the year, however, you are considered married for that year.) The IRS generally depends on the taxpayer's marital status as of December 31. However, more than one filing status may apply in certain situations. If this is the case, taxpayers can usually choose the filing status that allows them to pay the least amount of tax. If you are not sure which filing status you should use, you can go to the IRS website <a href=\"http:\/\/www.irs.gov\/forms-instructions\">www.irs.gov\/forms-instructions<\/a> y consulte la publicaci\u00f3n 501, Dependents, Standard Deduction and Filing Information.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A la hora de preparar y presentar su declaraci\u00f3n de la renta, su estado civil puede afectar:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Si est\u00e1 obligado o no a presentar la declaraci\u00f3n de la renta<\/li>\n\n\n\n<li>Si debe presentar una declaraci\u00f3n para recibir un reembolso<\/li>\n\n\n\n<li>Su importe de deducci\u00f3n est\u00e1ndar<\/li>\n\n\n\n<li>Si puede solicitar determinados cr\u00e9ditos<\/li>\n\n\n\n<li>El importe de los impuestos que debe pagar<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">B\u00e1sicamente, el IRS reconoce cinco tipos de declaraciones: soltero, casado que presenta una declaraci\u00f3n conjunta, casado que presenta una declaraci\u00f3n por separado, cabeza de familia y viudo(a) con hijos a cargo.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u00danico<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Este estatuto se aplica a los contribuyentes solteros, divorciados o separados legalmente en virtud de una sentencia de divorcio o de pensi\u00f3n alimenticia regulada por la legislaci\u00f3n estatal.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Casado con declaraci\u00f3n conjunta<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Si el contribuyente est\u00e1 casado, puede presentar una declaraci\u00f3n conjunta con su c\u00f3nyuge. Cuando fallece un c\u00f3nyuge, el c\u00f3nyuge viudo suele poder presentar una declaraci\u00f3n conjunta para ese a\u00f1o.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Casado con declaraci\u00f3n separada<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Las parejas casadas tambi\u00e9n pueden optar por presentar declaraciones de la renta por separado. Si lo hacen, pueden pagar menos impuestos que si presentan una declaraci\u00f3n conjunta. Sin embargo, este tipo de declaraci\u00f3n puede limitar la posibilidad de solicitar determinados cr\u00e9ditos fiscales y reducir hasta la mitad la deducci\u00f3n est\u00e1ndar.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Cabeza de familia<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Esta condici\u00f3n suele reservarse a los contribuyentes solteros, pero se aplican normas especiales. Por ejemplo, el contribuyente debe haber pagado m\u00e1s de la mitad de los gastos de mantenimiento de una vivienda para s\u00ed mismo y tener a una persona que re\u00fana los requisitos necesarios viviendo en ella durante al menos la mitad del a\u00f1o.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Viudedad que re\u00fane los requisitos con hijo a cargo<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Este estatus puede aplicarse a un contribuyente si su c\u00f3nyuge falleci\u00f3 durante uno de los dos a\u00f1os anteriores y tiene un hijo a su cargo. Tambi\u00e9n se aplican otras condiciones.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Your filing status matters because it can make a big difference in how much income tax you pay. If you make $40,000 a year, for instance, the amount of tax you will pay depends on which filing status you qualify for. The difference in tax rates is significant and can mean the difference between paying up to 10 percent or 35 percent. If you chose the wrong filing status, you can file an amended return to correct the mistake. However, if you filed using the married filing jointly status, you can't change your status for that tax year to filing separately after the due date of the return.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Declarar impuestos puede ser una tarea desalentadora, \u00a1pero s\u00f3lo si usted permite que lo sea! La buena noticia es que Southern Bancorp cuenta con voluntarios VITA capacitados por el IRS que preparan impuestos de forma gratuita en <a href=\"https:\/\/staging.banksouthern.com\/es\/vita\/\">seleccionar ramas<\/a> en todos nuestros mercados para personas con ingresos bajos o moderados. Si necesita asistencia fiscal, llame a su sucursal local para saber si participan en el programa, as\u00ed como el horario y los d\u00edas de preparaci\u00f3n.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Para m\u00e1s informaci\u00f3n sobre este y otros temas financieros, visite&nbsp;<a href=\"https:\/\/staging.banksouthern.com\/es\/blog\/\">www.banksouthern.com\/blog<\/a>env\u00edeme un correo electr\u00f3nico a&nbsp;<a href=\"mailto:Charlestien.Harris@banksouthern.com\">Charlestien.Harris@banksouthern.com<\/a>o ll\u00e1mame al 662-624-5776.&nbsp;&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><br>Hasta la semana que viene: \u00a1mant\u00e9ngase en forma desde el punto de vista financiero!<\/p>","protected":false},"excerpt":{"rendered":"<p>By Charlestien Harris Tax season can sometimes be one that most people do not look forward to! I think mainly because it can be time-consuming and confusing, and a lot of people are not good with numbers or keeping organized records during the year. But, one thing is for sure \u2013 it is very important [&hellip;]<\/p>\n","protected":false},"author":10237,"featured_media":24874,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[27,172],"tags":[234,167,235,118,117],"class_list":["post-24873","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog","category-financial-fitness","tag-filing-taxes","tag-southern-bancorp","tag-tax-filing-status","tag-taxes","tag-vita"],"acf":[],"_links":{"self":[{"href":"https:\/\/staging.banksouthern.com\/es\/wp-json\/wp\/v2\/posts\/24873","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/staging.banksouthern.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/staging.banksouthern.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/staging.banksouthern.com\/es\/wp-json\/wp\/v2\/users\/10237"}],"replies":[{"embeddable":true,"href":"https:\/\/staging.banksouthern.com\/es\/wp-json\/wp\/v2\/comments?post=24873"}],"version-history":[{"count":1,"href":"https:\/\/staging.banksouthern.com\/es\/wp-json\/wp\/v2\/posts\/24873\/revisions"}],"predecessor-version":[{"id":24875,"href":"https:\/\/staging.banksouthern.com\/es\/wp-json\/wp\/v2\/posts\/24873\/revisions\/24875"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/staging.banksouthern.com\/es\/wp-json\/wp\/v2\/media\/24874"}],"wp:attachment":[{"href":"https:\/\/staging.banksouthern.com\/es\/wp-json\/wp\/v2\/media?parent=24873"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/staging.banksouthern.com\/es\/wp-json\/wp\/v2\/categories?post=24873"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/staging.banksouthern.com\/es\/wp-json\/wp\/v2\/tags?post=24873"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}