{"id":20914,"date":"2020-04-24T09:11:00","date_gmt":"2020-04-24T14:11:00","guid":{"rendered":"https:\/\/testbanksouthern-ada.aceone.io\/?p=20914"},"modified":"2020-04-24T11:16:35","modified_gmt":"2020-04-24T16:16:35","slug":"mantenga-su-credito-fuerte-durante-la-pandemia","status":"publish","type":"post","link":"https:\/\/staging.banksouthern.com\/es\/keeping-your-credit-strong-during-the-pandemic\/","title":{"rendered":"Mantener la solidez de su cr\u00e9dito durante una pandemia"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Por Charlestien Harris<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00a1Hola de nuevo a mis aprendices de fitness financiero!&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Como sabes, hemos estado hablando de la importancia de reducir los gastos y priorizar las facturas.  Estar al d\u00eda en el pago de las facturas puede resultar cada vez m\u00e1s dif\u00edcil a medida que se prolonga la crisis del COVID-19.  Aunque nuestra atenci\u00f3n se centra, por supuesto, en pagar nuestras facturas m\u00e1s esenciales, tambi\u00e9n debemos intentar gestionar nuestro cr\u00e9dito de forma eficiente.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">You might be asking yourself this question: How do I maintain a decent credit score when I'm not sure how I will be making my next payment?&nbsp; Thankfully, there are several steps you can take to protect your credit history.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <strong>1.<\/strong> A la primera se\u00f1al de impago, llame a sus acreedores.  La comunicaci\u00f3n es la clave.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<strong> 2.<\/strong> H\u00e1gales saber su situaci\u00f3n financiera actual.  Facil\u00edtales los datos esenciales.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&nbsp;&nbsp;&nbsp;&nbsp;<strong>&nbsp; 3.<\/strong> Se han promulgado algunos mandatos federales que ayudar\u00e1n en estos momentos dif\u00edciles.  El Congreso aprob\u00f3 la Ley CARES, que <a href=\"https:\/\/www.nolo.com\/legal-encyclopedia\/credit-protections-under-the-coronavirus-cares-act.html\">disposiciones relativas a los informes de las agencias de cr\u00e9dito<\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <strong>4.<\/strong> La oficina CFPB (Consumer Finance Protection Bureau) dispone de recursos adicionales relativos al cr\u00e9dito que pueden encontrarse en su publicaci\u00f3n, <a href=\"https:\/\/www.consumerfinance.gov\/practitioner-resources\/your-money-your-goals\/toolkit\/\"><em>Su dinero Sus objetivos<\/em><\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <strong>5.<\/strong> &nbsp;Revise a menudo su informe crediticio y compruebe si hay inexactitudes que deba impugnar.  Desde ahora hasta abril de 2021, <a rel=\"noreferrer noopener\" href=\"https:\/\/l.facebook.com\/l.php?u=https%3A%2F%2Fannualcreditreport.com%2F%3Ffbclid%3DIwAR0MkPAwpSwVEDhJmBWTToF679W5akD7mbDpzKNHuKyv2w3t8ry1z1bgNKg&amp;h=AT0yg135XfM33uIQnbZsER_jqvRLk7HD17krFvUH3Bdbz4itpOhdFHbgpP9-jE71AHPqHK-wAv9a8e1x-PxqVRun5k-5BTWXJt6jKGuPeZ0hvgtboJ1nWD-NXxXkNNvgY-6ThARf7q2LU0vxhrJV6BwQyF6lGQZXRIpbj_1TyZuTHiCCQGN8VT9zQIjED8MUkQs6wCoy56KWL8s84TH4LiqPXswMGQpM4fxCUkXzjFU02abKMYfy_aOkLpKpR4JVFz4hmqm7dpAvanIYokyl3p8b4MpLACyQ-MzryDnH6hctKuDxw8JhQr7ercz1QcebaKH0eClqkf6EicetEtiQu8TLw9oMfq5bIM_1Us1jIk9kxA50eagczkuKl-pbYFvkBWUKexZI57pVe7F4037IX84LgWnj9THNhtWNKzGKLbgR53H4lKZ5Aq8p5Kug9oVVtkd0Yi4MuhpxrKztXQWwwFLl6VycIrkZ4dnjBUnMNyt2qnNmGlsGvEqXzA1MIAgp5-geiV0Vx745Dldvd9VoC-b_B9t-_Db_iGYhvJ8ix_dD7hXGLhsPeZMDTsbrVykjLrcuNqSgYSdgTB0MgTF0sa9dA9ZPqgiMi0vZWRu0vJ3bpfMZcoNy-SYa\" target=\"_blank\">annualcreditreport.com<\/a> ofrece informes de cr\u00e9dito semanales GRATUITOS de las tres agencias de cr\u00e9dito.  Aseg\u00farese de descargar una lista de comprobaci\u00f3n de revisi\u00f3n de informes de cr\u00e9dito de <a rel=\"noreferrer noopener\" href=\"https:\/\/l.facebook.com\/l.php?u=https%3A%2F%2Fbanksouthern.com%2Fopportunity-center%2F%3Ffbclid%3DIwAR0ccVGnyfA7XQN9CxTElNokybcvrhibD9Q-HMQNBQUf5YMSrqSckVnE8Uw&amp;h=AT11676U5CxLZu-dklTAHHrF0TezFS_jTHKbzdCm-m01RCJPnc4e_IyUk18L2gguCqJfuHVzbILcVKRH3NsWYk3jUqQrLDxfHsWcfUngE1-opVqfraqaSM9vuMqHb8-zPC5SNaYjtUpcOY8GrNdfN-_lmGH0pHikTu_FeglF0in0VZJonRgofGQxSXzLkaPUKTnWYqZwV06mAwqVBzXJiZMTyzPGMNqHGkyIkG1mdziFcdJieZhQragl84yL8Scy2BPAXupRQA9_d0AkWHu0t2uIApXuK8h44u2_s1Z6KAlG2i3NRSJ8Lg05L7_ZRGtM32gVP6AfyXjl_SoTNeXv2fwMka_87zDE2PgcDvMRqKfmrDqQ8iy_Fol76btxGZ-GREtDVNQu98RkHkDonIm3fP8_IaPfxvigfyZnSzB4p-oZOFUWto2rkEr9W_1Rd7t9IHK2BfKZfN8sJOlp9CLa8XBqFfx9tvnoNQxUTU04t9IGV2FKMuPAXURbOMw_5iQI_lhqP-PaEjq0fNu_oESNsQ5huMgCuKLr8WtAURRpGNFBlrukqGzR4KnRtDbwdwZJ24OrW3g2B9gc3hxQ3RRUUsheSlWRTDVGIVF_HXkvYPp7USeZp6AIyjcP\" target=\"_blank\">https:\/\/staging.banksouthern.com\/opportunity-center\/<\/a> antes de solicitar su informe.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Todos deber\u00edamos preocuparnos por nuestra salud financiera, pero no deje que esa preocupaci\u00f3n se convierta en p\u00e1nico o miedo.  Hay muchos recursos disponibles para ayudarle con sus necesidades financieras.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Gracias por leer y, hasta la semana que viene, \u00a1mant\u00e9ngase en buena forma financiera!<\/p>","protected":false},"excerpt":{"rendered":"<p>By Charlestien Harris Hello again my financial fitness trainees!&nbsp; As you know, we\u2019ve been discussing the importance of lowering expenses and prioritizing bills.&nbsp; Being able to stay current on bills can become increasingly challenging as the COVID-19 crisis continues. While our attention is of course focused on paying our most essential bills, we must also [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":20918,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[27,172],"tags":[],"class_list":["post-20914","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog","category-financial-fitness"],"acf":[],"_links":{"self":[{"href":"https:\/\/staging.banksouthern.com\/es\/wp-json\/wp\/v2\/posts\/20914","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/staging.banksouthern.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/staging.banksouthern.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/staging.banksouthern.com\/es\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/staging.banksouthern.com\/es\/wp-json\/wp\/v2\/comments?post=20914"}],"version-history":[{"count":6,"href":"https:\/\/staging.banksouthern.com\/es\/wp-json\/wp\/v2\/posts\/20914\/revisions"}],"predecessor-version":[{"id":20922,"href":"https:\/\/staging.banksouthern.com\/es\/wp-json\/wp\/v2\/posts\/20914\/revisions\/20922"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/staging.banksouthern.com\/es\/wp-json\/wp\/v2\/media\/20918"}],"wp:attachment":[{"href":"https:\/\/staging.banksouthern.com\/es\/wp-json\/wp\/v2\/media?parent=20914"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/staging.banksouthern.com\/es\/wp-json\/wp\/v2\/categories?post=20914"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/staging.banksouthern.com\/es\/wp-json\/wp\/v2\/tags?post=20914"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}