{"id":20813,"date":"2020-03-31T11:14:41","date_gmt":"2020-03-31T16:14:41","guid":{"rendered":"https:\/\/testbanksouthern-ada.aceone.io\/?p=20813"},"modified":"2020-03-31T11:14:42","modified_gmt":"2020-03-31T16:14:42","slug":"super-pandemia-de-ahorro","status":"publish","type":"post","link":"https:\/\/staging.banksouthern.com\/es\/super-pandemic-saving\/","title":{"rendered":"Super Pandemia Ahorro"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Nunca pens\u00e9 que mi pr\u00f3xima entrada en el blog ser\u00eda sobre c\u00f3mo ahorrar durante una pandemia. Pero aqu\u00ed estamos. Este post es un poco m\u00e1s largo, as\u00ed que qu\u00e9date conmigo. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Todos estamos en diferentes aspectos de esta pandemia. Algunos est\u00e1n trabajando desde casa, otros no pueden trabajar desde casa y se han quedado sin sueldo, mientras que otros est\u00e1n en las trincheras trabajando en sanidad, tiendas de comestibles, bancos y restaurantes. Aunque esta pandemia no es igual para todos, creo que es un momento en el que todo el mundo puede salvar algo. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Mensual\nGastos<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Los pagos de la hipoteca, el alquiler, el pr\u00e9stamo del coche y las facturas de la luz, por nombrar s\u00f3lo algunos. Estos gastos no cesan para muchos de nosotros. Si usted tiene una dificultad y no puede pagar sus cuentas, ahora es el momento de llegar a los emisores de facturas y ver cu\u00e1les son sus opciones. A continuaci\u00f3n se presentan algunos ejemplos de opciones que he visto disponibles. <\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Utility\nBills - Many utility companies are suspending shutoffs during this time. This\nmeans that if you cannot pay, they will keep your utilities on. Also, check\nyour utility companies\u2019 websites for other discounts and freebies. For example,\nCenterPoint Energy offers free showerheads and faucet aerators and appliance\nrebates. <\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li>Mortgage\/Rent\/Auto\nLoans - It is possible that you can defer payments until your hardship is\nover.&nbsp; I recommend contacting your lender\nor property owner to see if they have options for you.<\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li>TV\nServices - Most cable and satellite companies already offer pausing. This will\nallow you to pause your services until your hardship is over. This allows you\nto pay a very small fee to keep your services, so that you do not have to pay a\nfee to get out of a contract. During this time, you can utilize much cheaper\noptions, like Netflix and Hulu. If you have been wanting to cancel your TV services,\ncheck and see if they will waive your cancellation fees. <\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li>Internet\nServices - Contact your local internet services company to see if they are\noffering free or discounted services for a period of time. Comcast\/Xfinity is\ncurrently giving all of their customers unlimited internet until May. <\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li>Other Expenses - Now is the time to shop rates to save on expenses. My brother recently told me that he shopped insurance rates and saved $2300 annually on his home and auto policies. Another tip for TV, phone, and internet expenses is to periodically contact the companies to see if they have any customer loyalty discounts.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Banca<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">La banca es esencial durante este tiempo. A continuaci\u00f3n te doy algunos consejos para tus necesidades bancarias.<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Fees\n- Many financial institutions are trying to help customers any way they can during\nthis time. Check with your financial institutions to see if they have any changes\nto fees.<\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li>Mobile\nBanking - During this time, utilize mobile banking via your financial\ninstitution\u2019s online banking. Online banking can help you pay bills, balance\nyour checking account, make deposits, transfer funds, open an account, and so\nmuch more. <\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li>En\nTambi\u00e9n hay muchas opciones para las empresas. Ahora es el momento perfecto para\npara sus empleados y empezar a aceptar tarjetas de cr\u00e9dito\/d\u00e9bito si a\u00fan no lo ha hecho.\nsi a\u00fan no lo ha hecho.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Compras esenciales<\/strong> <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Todos necesitamos v\u00edveres y, al parecer, mucho papel higi\u00e9nico. Ahora es un buen momento para ahorrar mientras compras alimentos y otros art\u00edculos de primera necesidad. Aqu\u00ed tienes algunos consejos para ahorrar y mantenerte socialmente distante.  <\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Coupons and Coupon \/ Cash Back Apps - Some of you may be thinking that using coupons is the last thing that you should be doing when you are trying to get in and out of a grocery store. If you are organized, using coupons can be beneficial and will not take a lot of time. <ul><li>Haz tu lista con antelaci\u00f3n utilizando la aplicaci\u00f3n de tu supermercado. Cuando hago la compra, voy borrando los art\u00edculos a medida que los pongo en el carrito. Pon tus cupones en una carpeta de acorde\u00f3n o en un sobre. A medida que a\u00f1ades art\u00edculos al carrito, coloca los cupones que vayas a utilizar en la parte delantera de la carpeta o el sobre. <\/li><li>Utiliza aplicaciones m\u00f3viles con cupones electr\u00f3nicos. Mis favoritas son <a href=\"https:\/\/home.ibotta.com\/\">Ibotta<\/a>, <a href=\"https:\/\/www.checkout51.com\/\">Pago 51<\/a>, <a href=\"https:\/\/savingstar.com\/\">Estrella salvadora<\/a>, <a href=\"https:\/\/www.coupons.com\/\">Cupones<\/a>y <a href=\"https:\/\/www.shopkick.com\/\">Tienda Kick<\/a>. Muchos minoristas tambi\u00e9n tienen cupones electr\u00f3nicos, como Dollar General y Kroger. Puede a\u00f1adir sus cupones cuando haga su lista y utilizar su n\u00famero de tel\u00e9fono en la caja para ahorrar. <\/li><li>Aplicaciones de reembolso. Muchas aplicaciones te permitir\u00e1n conectar tu tarjeta para obtener devoluciones en efectivo. Mis favoritas son <a href=\"https:\/\/www.dosh.cash\/\">Dosh<\/a> y <a href=\"https:\/\/www.earnwithdrop.com\/\">Drop<\/a> para ahorrar autom\u00e1ticamente. Fetch Rewards te permite escanear todos los recibos de la compra para obtener devoluciones instant\u00e1neas. <a href=\"https:\/\/trunow.com\/\">Trunow<\/a> tambi\u00e9n te da recompensas por los recibos de gasolina. Mientras escaneas, no te olvides de escanear tus recibos de la compra al <a href=\"https:\/\/www.boxtops4education.com\/How%20To%20Earn\">Box Tops<\/a> para ayudar a tu escuela local. <\/li><\/ul><\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li>Pickup\nor Delivery Options - Order your essentials online and pick them up at the\nstore or have them delivered for a small fee. Some stores offer a trial period\nfor free delivery and pickup. Walmart pickup is always free. There are also\nwebsites available such as <a href=\"https:\/\/www.shipt.com\/\">Shipt<\/a> y <a href=\"https:\/\/www.instacart.com\/\">Instacart<\/a> que le llevar\u00e1 la compra\nla puerta de tu casa.<\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li>Meal\nPlan - By planning your meals, you can know exactly what you need before\ngrocery shopping. This can save you time and money. Also, plan your meals to\nhave leftovers for the next day. This saves money and keeps you from having to\nfix another meal. You can also have a leftover night. Your family can pick\nwhich leftovers they want to eat. <\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li>Buy\nin Bulk - Buy larger packages of items if possible, but do not buy more than\nyour family can use. By purchasing larger packages, you usually can save per\nitem. <\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li>Visite\nInventario - Mire en su despensa, frigor\u00edfico y congelador y vea qu\u00e9 comidas puede\nhacer sin comprar muchos alimentos. Probablemente se sorprender\u00e1 de lo que\npuede hacer con lo que ya tiene. <\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>En l\u00ednea\nCompras<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">S\u00e9 que no todo el mundo puede comprar en este momento, pero si puedes, ahora es el momento perfecto para conseguir ofertas en art\u00edculos que necesitar\u00e1s en el futuro. Muchas tiendas en l\u00ednea est\u00e1n de rebajas y ofrecen gastos de env\u00edo gratuitos. Aqu\u00ed tienes algunos consejos sobre art\u00edculos en los que puedes ahorrar comprando ahora. <\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Inicio\nArt\u00edculos. Como ahora tenemos m\u00e1s tiempo libre, dediquemos algo de tiempo a limpiar\ny redecorar cada habitaci\u00f3n. Si lo haces ahora, puedes conseguir grandes ofertas en\nlos art\u00edculos de reemplazo. <\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li>Art\u00edculos de boda. Si vas a casarte, \u00bfpor qu\u00e9 no aprovechas este momento para encontrar los art\u00edculos que necesitas? <\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Espero que estos consejos te ayuden durante este tiempo. Recuerda quedarte en casa si puedes y lavarte las manos. <\/p>","protected":false},"excerpt":{"rendered":"<p>I never thought that my next blog post would be on how to save during a pandemic. But, here we are. This post is a little longer, so stay with me. We are all in different aspects of this pandemic. Some are working from home, some are unable to work from home and are out [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":20817,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[27,153],"tags":[],"class_list":["post-20813","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog","category-super-saver"],"acf":[],"_links":{"self":[{"href":"https:\/\/staging.banksouthern.com\/es\/wp-json\/wp\/v2\/posts\/20813","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/staging.banksouthern.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/staging.banksouthern.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/staging.banksouthern.com\/es\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/staging.banksouthern.com\/es\/wp-json\/wp\/v2\/comments?post=20813"}],"version-history":[{"count":4,"href":"https:\/\/staging.banksouthern.com\/es\/wp-json\/wp\/v2\/posts\/20813\/revisions"}],"predecessor-version":[{"id":20818,"href":"https:\/\/staging.banksouthern.com\/es\/wp-json\/wp\/v2\/posts\/20813\/revisions\/20818"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/staging.banksouthern.com\/es\/wp-json\/wp\/v2\/media\/20817"}],"wp:attachment":[{"href":"https:\/\/staging.banksouthern.com\/es\/wp-json\/wp\/v2\/media?parent=20813"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/staging.banksouthern.com\/es\/wp-json\/wp\/v2\/categories?post=20813"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/staging.banksouthern.com\/es\/wp-json\/wp\/v2\/tags?post=20813"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}