{"id":19220,"date":"2018-07-23T16:29:07","date_gmt":"2018-07-23T21:29:07","guid":{"rendered":"https:\/\/testbanksouthern-ada.aceone.io\/?page_id=19220"},"modified":"2025-12-29T10:50:45","modified_gmt":"2025-12-29T16:50:45","slug":"educacion-financiera","status":"publish","type":"page","link":"https:\/\/staging.banksouthern.com\/es\/financial-education\/","title":{"rendered":"Educaci\u00f3n financiera"},"content":{"rendered":"<div class=\"et_pb_section_0 et_pb_section et_section_regular et_block_section\" id=\"fined\"><div class=\"et_pb_row_0 et_pb_row et_block_row\"><div class=\"et_pb_column_0 et_pb_column et_pb_column_1_2 et_block_column et_pb_css_mix_blend_mode_passthrough\"><div class=\"et_pb_image_0 et_pb_image et_animated et_pb_module et_block_module\"><span class=\"et_pb_image_wrap\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/staging.banksouthern.com\/wp-content\/uploads\/2018\/07\/financial-education-1.jpg\" width=\"1080\" height=\"675\" srcset=\"https:\/\/staging.banksouthern.com\/wp-content\/uploads\/2018\/07\/financial-education-1.jpg 1080w, https:\/\/staging.banksouthern.com\/wp-content\/uploads\/2018\/07\/financial-education-1-300x188.jpg 300w, https:\/\/staging.banksouthern.com\/wp-content\/uploads\/2018\/07\/financial-education-1-768x480.jpg 768w, https:\/\/staging.banksouthern.com\/wp-content\/uploads\/2018\/07\/financial-education-1-1024x640.jpg 1024w, https:\/\/staging.banksouthern.com\/wp-content\/uploads\/2018\/07\/financial-education-1-400x250.jpg 400w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" class=\"wp-image-19228\" \/><\/span><\/div><\/div><div class=\"et_pb_column_1 et_pb_column et_pb_column_1_2 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\"><div class=\"et_pb_text_0 et_pb_text et_pb_bg_layout_light et_pb_module et_block_module\"><div class=\"et_pb_text_inner\"><h1 style=\"text-align: left;\">Financial Education<\/h1>\n<div class=\"et_pb_module et_pb_text et_pb_text_1 et_pb_bg_layout_light et_pb_text_align_center\">\n<div class=\"et_pb_text_inner\">\n<p style=\"text-align: left;\">Having a strong, basic understanding of your finances can put you on the right path to financial freedom, and Southern's financial trainers and materials are great first steps.<\/p>\n<p style=\"text-align: left;\">If you prefer to learn on your own, we have a variety of free materials ready to download on our <a href=\"\/opportunity\">Opportunity Center<\/a> page. The <a href=\"https:\/\/staging.banksouthern.com\/wp-content\/uploads\/2018\/06\/ABCs-Financial-Success-brochure_20180621.pdf\">ABC's to Financial Success<\/a> is a great place to start, with overviews of a variety of topics, including setting financial goals, understanding your credit history, creating budgets, and more.<\/p>\n<p style=\"text-align: left;\">If you\u2019re ready for something more in depth, we offer financial education workshops, courses, outreach, and partnerships on a variety of subjects. Contact us today to find out what might be happening near you.<\/p>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/div><div class=\"et_pb_row_1 et_pb_row et_block_row\"><div class=\"et_pb_column_2 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\"><div class=\"et_pb_module et_pb_button_module_wrapper et_pb_button_0_wrapper\"><a class=\"et_pb_button_0 et_pb_button et_pb_bg_layout_light et_pb_module et_block_module\" href=\"#contact\">Contact Us<\/a><\/div><\/div><\/div><\/div><div class=\"et_pb_section_1 et_pb_section et_section_regular et_block_section\" id=\"housing\"><div class=\"et_pb_row_2 et_pb_row et_block_row\"><div class=\"et_pb_column_3 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\"><div class=\"et_pb_divider_0 et_pb_divider_hidden et_pb_space et_pb_divider_position_top et_pb_module\"><div class=\"et_pb_divider_internal\"><\/div><\/div><\/div><\/div><div class=\"et_pb_row_3 et_pb_row et_block_row\"><div class=\"et_pb_column_4 et_pb_column et_pb_column_1_2 et_block_column et_pb_css_mix_blend_mode_passthrough\"><div class=\"et_pb_image_1 et_pb_image et_animated et_pb_module et_block_module\"><span class=\"et_pb_image_wrap\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/staging.banksouthern.com\/wp-content\/uploads\/2018\/07\/housing-counseling-3.jpg\" width=\"1080\" height=\"675\" srcset=\"https:\/\/staging.banksouthern.com\/wp-content\/uploads\/2018\/07\/housing-counseling-3.jpg 1080w, https:\/\/staging.banksouthern.com\/wp-content\/uploads\/2018\/07\/housing-counseling-3-300x188.jpg 300w, https:\/\/staging.banksouthern.com\/wp-content\/uploads\/2018\/07\/housing-counseling-3-768x480.jpg 768w, https:\/\/staging.banksouthern.com\/wp-content\/uploads\/2018\/07\/housing-counseling-3-1024x640.jpg 1024w, https:\/\/staging.banksouthern.com\/wp-content\/uploads\/2018\/07\/housing-counseling-3-400x250.jpg 400w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" class=\"wp-image-19215\" \/><\/span><\/div><\/div><div class=\"et_pb_column_5 et_pb_column et_pb_column_1_2 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\"><div class=\"et_pb_text_1 et_pb_text et_pb_bg_layout_light et_pb_module et_block_module\"><div class=\"et_pb_text_inner\"><h2>Housing Counseling<\/h2>\n<p>From first-time homebuyers to seasoned veterans, the home buying process can be intimidating. Southern's Home Buying Counselors can help you at every step, from getting your credit straight and your paperwork in order to understanding the mortgage process. Topics may include:<\/p>\n<ul>\n<li>Money management<\/li>\n<li>Understanding credit<\/li>\n<li>Shopping for a home<\/li>\n<li>Getting a mortgage loan<\/li>\n<li>Keeping your home and managing finances<\/li>\n<\/ul>\n<p>We also offer convenient <a href=\"https:\/\/staging.banksouthern.com\/project\/ehome-homebuyer-education-course\/\">online home buyer education courses<\/a> through our partner, eHome Money, which can be accessed via the link below. Courses are available in English and Spanish.<\/p>\n<p>Contact us today to speak with a Home Buying Counselor and schedule an appointment.<\/p>\n<\/div><\/div><\/div><\/div><div class=\"et_pb_row_4 et_pb_row et_block_row\"><div class=\"et_pb_column_6 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\"><div class=\"et_pb_module et_pb_button_module_wrapper et_pb_button_1_wrapper\"><a class=\"et_pb_button_1 et_pb_button et_pb_bg_layout_light et_pb_module et_block_module\" href=\"#contact\">Contact Us<\/a><\/div><\/div><\/div><\/div><div class=\"et_pb_section_2 et_pb_section et_section_regular et_block_section\" id=\"business\"><div class=\"et_pb_row_5 et_pb_row et_block_row\"><div class=\"et_pb_column_7 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\"><div class=\"et_pb_divider_1 et_pb_divider_hidden et_pb_space et_pb_divider_position_top et_pb_module\"><div class=\"et_pb_divider_internal\"><\/div><\/div><\/div><\/div><div class=\"et_pb_row_6 et_pb_row et_block_row\"><div class=\"et_pb_column_8 et_pb_column et_pb_column_1_2 et_block_column et_pb_css_mix_blend_mode_passthrough\"><div class=\"et_pb_image_2 et_pb_image et_animated et_pb_module et_block_module\"><span class=\"et_pb_image_wrap\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/staging.banksouthern.com\/wp-content\/uploads\/2018\/07\/small-business-support2.jpg\" width=\"1080\" height=\"675\" srcset=\"https:\/\/staging.banksouthern.com\/wp-content\/uploads\/2018\/07\/small-business-support2.jpg 1080w, https:\/\/staging.banksouthern.com\/wp-content\/uploads\/2018\/07\/small-business-support2-300x188.jpg 300w, https:\/\/staging.banksouthern.com\/wp-content\/uploads\/2018\/07\/small-business-support2-768x480.jpg 768w, https:\/\/staging.banksouthern.com\/wp-content\/uploads\/2018\/07\/small-business-support2-1024x640.jpg 1024w, https:\/\/staging.banksouthern.com\/wp-content\/uploads\/2018\/07\/small-business-support2-400x250.jpg 400w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" class=\"wp-image-19211\" \/><\/span><\/div><\/div><div class=\"et_pb_column_9 et_pb_column et_pb_column_1_2 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\"><div class=\"et_pb_text_2 et_pb_text et_pb_bg_layout_light et_pb_module et_block_module\"><div class=\"et_pb_text_inner\"><h2>Small Business Support<\/h2>\n<p>Small businesses are key to a healthy and prosperous community. That\u2019s why we offer a wide range of services, including training, credit counseling, money management, and business loans to help entrepreneurs get their ideas off the ground.<\/p>\n<p>In working with Southern, you may receive:<\/p>\n<ul>\n<li>Credit profile evaluation and help with credit challenges<\/li>\n<li>Credit building products<\/li>\n<li>Small business money management training<\/li>\n<li>InnovateU business start-up training and course materials<\/li>\n<li>Ice House Entrepreneurship training and course materials<\/li>\n<li>Access to business capital<\/li>\n<li>Referrals to small business counseling organizations<\/li>\n<\/ul>\n<p>Contact us today to schedule an appointment.<\/p>\n<\/div><\/div><\/div><\/div><div class=\"et_pb_row_7 et_pb_row et_block_row\"><div class=\"et_pb_column_10 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\"><div class=\"et_pb_module et_pb_button_module_wrapper et_pb_button_2_wrapper\"><a class=\"et_pb_button_2 et_pb_button et_pb_bg_layout_light et_pb_module et_block_module\" href=\"#contact\">Contact Us<\/a><\/div><\/div><\/div><\/div><div class=\"et_pb_section_3 et_pb_section et_section_regular et_block_section\" id=\"credit\"><div class=\"et_pb_row_8 et_pb_row et_block_row\"><div class=\"et_pb_column_11 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\"><div class=\"et_pb_divider_2 et_pb_divider_hidden et_pb_space et_pb_divider_position_top et_pb_module\"><div class=\"et_pb_divider_internal\"><\/div><\/div><\/div><\/div><div class=\"et_pb_row_9 et_pb_row et_block_row\"><div class=\"et_pb_column_12 et_pb_column et_pb_column_1_2 et_block_column et_pb_css_mix_blend_mode_passthrough\"><div class=\"et_pb_image_3 et_pb_image et_animated et_pb_module et_block_module\"><span class=\"et_pb_image_wrap\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/staging.banksouthern.com\/wp-content\/uploads\/2018\/06\/credit-counseling.jpg\" width=\"1080\" height=\"675\" srcset=\"https:\/\/staging.banksouthern.com\/wp-content\/uploads\/2018\/06\/credit-counseling.jpg 1080w, https:\/\/staging.banksouthern.com\/wp-content\/uploads\/2018\/06\/credit-counseling-300x188.jpg 300w, https:\/\/staging.banksouthern.com\/wp-content\/uploads\/2018\/06\/credit-counseling-768x480.jpg 768w, https:\/\/staging.banksouthern.com\/wp-content\/uploads\/2018\/06\/credit-counseling-1024x640.jpg 1024w, https:\/\/staging.banksouthern.com\/wp-content\/uploads\/2018\/06\/credit-counseling-400x250.jpg 400w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" class=\"wp-image-19217\" \/><\/span><\/div><\/div><div class=\"et_pb_column_13 et_pb_column et_pb_column_1_2 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\"><div class=\"et_pb_text_3 et_pb_text et_pb_bg_layout_light et_pb_module et_block_module\"><div class=\"et_pb_text_inner\"><h2>Credit Counseling<\/h2>\n<div class=\"et_pb_module et_pb_text et_pb_text_3 et_pb_bg_layout_light et_pb_text_align_left\">\n<div class=\"et_pb_text_inner\">\n<p>The quality of your credit can impact your life in a lot of ways. From borrowing money for school to buying a home to getting a job, your credit matters. Our certified credit counselors are available to not only teach you how to establish or rebuild your credit, but also to help you put that knowledge into action.<\/p>\n<p>Some of the covered topics include:<\/p>\n<ul>\n<li>Understanding your credit score and history<\/li>\n<li>Reviewing your credit score annually for free<\/li>\n<li>Correcting\u00a0errors and omissions on your credit report<\/li>\n<li>Best practices for paying down debts and paying bills<\/li>\n<\/ul>\n<p>If you\u2019re ready to get your credit back on track and working for you, contact us today to find the nearest Southern Bancorp Community Partners Credit Counselor and make an appointment.<\/p>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/div><div class=\"et_pb_row_10 et_pb_row et_block_row\"><div class=\"et_pb_column_14 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\"><div class=\"et_pb_module et_pb_button_module_wrapper et_pb_button_3_wrapper\"><a class=\"et_pb_button_3 et_pb_button et_pb_bg_layout_light et_pb_module et_block_module\" href=\"#contact\">Contact Us<\/a><\/div><\/div><\/div><\/div><div class=\"et_pb_section_4 et_pb_section et_section_regular et_block_section\" id=\"contact\"><div class=\"et_pb_row_11 et_pb_row et_block_row\"><div class=\"et_pb_column_15 et_pb_column et_pb_column_4_4 et-last-child et_block_column et_pb_css_mix_blend_mode_passthrough\"><div class=\"et_pb_text_4 et_pb_text et_pb_bg_layout_light et_pb_module et_block_module\"><div class=\"et_pb_text_inner\"><h2 style=\"text-align: center;\">Ready to Get Started on Your Path to Financial Success?<\/h2>\n<p style=\"text-align: center;\">Contact a Southern Bancorp Credit Counselor today by filling out the form below.<\/p>\n<p style=\"text-align: center;\"><script>\nvar gform;gform||(document.addEventListener(\"gform_main_scripts_loaded\",function(){gform.scriptsLoaded=!0}),document.addEventListener(\"gform\/theme\/scripts_loaded\",function(){gform.themeScriptsLoaded=!0}),window.addEventListener(\"DOMContentLoaded\",function(){gform.domLoaded=!0}),gform={domLoaded:!1,scriptsLoaded:!1,themeScriptsLoaded:!1,isFormEditor:()=>\"function\"==typeof InitializeEditor,callIfLoaded:function(o){return!(!gform.domLoaded||!gform.scriptsLoaded||!gform.themeScriptsLoaded&&!gform.isFormEditor()||(gform.isFormEditor()&&console.warn(\"The use of gform.initializeOnLoaded() is deprecated in the form editor context and will be removed in Gravity Forms 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class='ginput_complex ginput_container ginput_container--name no_prefix has_first_name no_middle_name has_last_name no_suffix gf_name_has_2 ginput_container_name gform-grid-row' id='input_18_1'>\n                            \n                            <span id='input_18_1_3_container' class='name_first gform-grid-col gform-grid-col--size-auto' >\n                                                    <input type='text' name='input_1.3' id='input_18_1_3' value=''   aria-required='true'     \/>\n                                                    <label for='input_18_1_3' class='gform-field-label gform-field-label--type-sub '>First<\/label>\n                                                <\/span>\n                            \n                            <span id='input_18_1_6_container' class='name_last gform-grid-col gform-grid-col--size-auto' >\n                                                    <input type='text' name='input_1.6' id='input_18_1_6' value=''   aria-required='true'     \/>\n                                                    <label for='input_18_1_6' class='gform-field-label gform-field-label--type-sub '>Last<\/label>\n                                                <\/span>\n                            \n                        <\/div><\/fieldset><div id=\"field_18_2\" class=\"gfield gfield--type-phone gfield--width-half gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_18_2'>Phone<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_text\">(Required)<\/span><\/span><\/label><div class='ginput_container ginput_container_phone'><input name='input_2' id='input_18_2' type='tel' value='' class='large'   aria-required=\"true\" aria-invalid=\"false\"   \/><\/div><\/div><div id=\"field_18_3\" class=\"gfield gfield--type-email gfield--width-half field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_18_3'>Email<\/label><div class='ginput_container ginput_container_email'>\n                            <input name='input_3' id='input_18_3' type='email' value='' class='large'     aria-invalid=\"false\"  \/>\n                        <\/div><\/div><fieldset id=\"field_18_4\" class=\"gfield gfield--type-address gfield--width-full gfield_contains_required field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><legend class='gfield_label gform-field-label gfield_label_before_complex' >Address<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_text\">(Required)<\/span><\/span><\/legend>    \n                    <div class='ginput_complex ginput_container has_street has_street2 has_city has_state has_zip ginput_container_address gform-grid-row' 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ginput_address_city gform-grid-col' id='input_18_4_3_container' >\n                                    <input type='text' name='input_4.3' id='input_18_4_3' value=''    aria-required='true'    \/>\n                                    <label for='input_18_4_3' id='input_18_4_3_label' class='gform-field-label gform-field-label--type-sub '>City<\/label>\n                                 <\/span><span class='ginput_right address_state ginput_address_state gform-grid-col' id='input_18_4_4_container' >\n                                        <input type='text' name='input_4.4' id='input_18_4_4' value=''      aria-required='true'    \/>\n                                        <label for='input_18_4_4' id='input_18_4_4_label' class='gform-field-label gform-field-label--type-sub '>State \/ Province \/ Region<\/label>\n                                      <\/span><span class='ginput_left address_zip ginput_address_zip gform-grid-col' id='input_18_4_5_container' >\n                                    <input type='text' name='input_4.5' id='input_18_4_5' value=''    aria-required='true'    \/>\n                                    <label for='input_18_4_5' id='input_18_4_5_label' class='gform-field-label gform-field-label--type-sub '>ZIP \/ Postal Code<\/label>\n                                <\/span><input type='hidden' class='gform_hidden' name='input_4.6' id='input_18_4_6' value='' \/>\n                    <div class='gf_clear gf_clear_complex'><\/div>\n                <\/div><\/fieldset><fieldset id=\"field_18_5\" class=\"gfield gfield--type-checkbox gfield--type-choice gfield--width-full field_sublabel_below gfield--no-description field_description_below field_validation_below gfield_visibility_visible\"  ><legend class='gfield_label gform-field-label gfield_label_before_complex' >What Financial Education Services Are You Interested In?<\/legend><div class='ginput_container ginput_container_checkbox'><div class='gfield_checkbox ' id='input_18_5'><div class='gchoice 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