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End-of-the-Year Financial Planning Tips

End-of-the-Year Financial Planning Tips

Nov 3, 2025 | Blog, Financial Fitness

By Charlestien Harris, Retired Financial Coach at Southern Bancorp This article marks the conclusion of our month-long celebration of National Financial Planning Month! I hope you’ve found a few golden nuggets in the series and have already begun implementing some of...
Open Enrollment Season: What You Need to Know

Open Enrollment Season: What You Need to Know

Oct 24, 2025 | Blog, Financial Fitness

By Charlestien Harris, Retired Financial Coach at Southern Bancorp We’ve often emphasized the importance of financial planning for your overall financial well-being. One topic that tends to be overlooked is reviewing your health insurance policies. If you’re not...
Finding a Qualified Financial Planner

Finding a Qualified Financial Planner

Oct 17, 2025 | Blog, Financial Fitness

By Charlestien Harris, Retired Financial Coach at Southern Bancorp National Financial Planning Month is a great time to seek expert advice from a certified or qualified financial professional. However, finding the right person can be challenging if you’re unsure...
How Fed Rate Cuts Affect Mortgage Rates for Future Homeowners

How Fed Rate Cuts Affect Mortgage Rates for Future Homeowners

Oct 16, 2025 | Blog

By Kortni Beene, VP, Mortgage Production Leader In the current mortgage financing environment, recent Federal Reserve rate cuts have significantly affected mortgage rates for potential homebuyers. It’s essential to grasp these changes, as a decrease in the...
Eight Components of Developing a Financial Plan

Eight Components of Developing a Financial Plan

Oct 10, 2025 | Blog, Financial Fitness

By Charlestien Harris, Retired Financial Coach at Southern Bancorp In last week’s article, I discussed October being recognized as National Financial Planning Month. This week, I’ll explain the eight key components of developing a financial plan. These components...
October is National Financial Planning Month!

October is National Financial Planning Month!

Oct 3, 2025 | Blog, Financial Fitness

By Charlestien Harris, Retired Financial Coach at Southern Bancorp October is the perfect time to review your finances. During the fall season, nature’s changes are evident with just a glance at your surroundings. The same can be said when you take a good look at your...
The $6,000 Senior Tax Deduction: What Does It Mean?

The $6,000 Senior Tax Deduction: What Does It Mean?

Sep 25, 2025 | Blog, Financial Fitness

By Charlestien Harris, Retired Financial Coach at Southern Bancorp Taxes are a fact of life, and being a senior citizen is no exception. Many people believe that Social Security income is not taxable, but that’s not entirely true. Whether your Social Security benefits...