Jan 16, 2026 | Blog, Financial Fitness
By Charlestien Harris, Retired Financial Coach at Southern Bancorp If you are like many people, you may have overdone it a bit when it came to spending money on holiday gifts. You may have even swiped your card more often than not to pay for those purchases. Don’t...
Jan 9, 2026 | Blog, Financial Fitness
By Charlestien Harris, Retired Financial Coach at Southern Bancorp If you are reading this, congratulations – you’ve made it to the new year of 2026! Happy New Year to everyone! Now, let’s get down to business. Tax season is upon us, and some of us are still...
Dec 30, 2025 | Blog, Financial Fitness
By Charlestien Harris, Retired Financial Coach at Southern Bancorp As we approach the end of December and the close of 2025, it’s a great time to review your financial decisions from the past year. Those choices may have significantly impacted your current financial...
Dec 23, 2025 | Blog, Financial Fitness
By Charlestien Harris, Retired Financial Coach at Southern Bancorp It’s crunch time! You’re a procrastinator, and you waited until the very last minute. Well, it happens to the best of us – myself included! I ordered some gifts online and received an email that said,...
Dec 19, 2025 | Blog, Financial Fitness
By Charlestien Harris, Retired Financial Coach Southern Bancorp The holidays are here, and time is running out for shopping, cooking, entertaining, and completing that to-do list. Common holiday stressors include financial pressure, difficult family dynamics, lack of...
Dec 12, 2025 | Blog, Financial Fitness
By Charlestien Harris, Retired Financial Coach at Southern Bancorp Cybersecurity and fraud prevention have become big businesses for criminal elements. This reality is now a top concern and an expanding responsibility for consumers as the threat of attacks – such as...
Dec 5, 2025 | Blog, Financial Fitness
By Charlestien Harris, Retired Financial Coach at Southern Bancorp December is the final month of the year, and it offers many opportunities to make decisions that can improve your financial outlook – both now and into the new year. Several factors influence your...
Nov 26, 2025 | Blog, Financial Fitness
By Charlestien Harris, Retired Financial Coach Southern Bancorp Small Business Saturday was founded by American Express in 2010. It is observed on the Saturday immediately following Thanksgiving and is considered an important part of the busiest shopping season for...
Nov 21, 2025 | Blog, Financial Fitness
By Charlestien Harris, Retired Financial Coach Southern Bancorp Most of us love the holidays and the traditions that come with them. Establishing those traditions can sometimes cause financial stress, but knowing how to navigate the traditional space can work to your...
Nov 14, 2025 | Blog, Financial Fitness
How to Avoid Overspending During the Holidays By Charlestien Harris, Retired Financial Coach Southern Bancorp Ahh, the holidays are coming, and I can’t wait to celebrate! But along with the festivities comes the temptation to overspend. Overspending during the...
